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How exposed is your business if life suddenly throws a wobbly?

Woman with curly hair holding a mug at her desk, looking thoughtful

You do not need to be planning for doom and gloom to answer this.

This quick quiz is for small business owners, freelancers, founders and one-person-band legends who know that quite a lot of the business still lives in their head.

Answer honestly.

No judgement.

No scary scorecard.

Just a useful nudge to spot the gaps before life forces someone else to.

Because if something happened to you, even for a few weeks, would the people around you actually know what to do?

Take the quiz below, see where things currently stand, then grab the checklist to start getting your ducks in a row.

1. If you lost capacity tomorrow, who could legally make urgent business decisions for you?
2. If you vanished from the business for 30 days, what would happen?
3. Could someone quickly find your important business paperwork and key information?
4. If invoices needed paying, chasing or sending, would anyone know what to do?
5. How quickly would money worries kick in if your income suddenly stopped?
6. Could someone trusted access your emails, files, website, payment systems and socials?
7. How much of your business only exists inside your brain?
8. Would your family or trusted person know what you’d want to happen?
9. Do you have the personal essentials sorted too, like wills and LPAs?
10. If something happened tomorrow, how much “detective work” would be left for others?

What now?

Your result is not about getting everything perfect.

It is about spotting the areas that could create stress, confusion or delays if you were suddenly unavailable.

Most small business owners have gaps because so much of the business grows around them over time.

The good news is that small practical changes can make a massive difference.

The Small Business Owner’s “If Something Happens to Me” Checklist is a great place to start.

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